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Privacy Notice

This Privacy Notice for @um International, describes how and why we might access, collect, store, use, and/or share your personal information when you use our services, including when you:

  • Visit our website at https://aum live/ or any website of ours that links to this Privacy Notice
  • Use Financial Consultancy. We are a financial consultancy that helps individuals and businesses achieve their financial goals. We offer personalized advice on investments, retirement planning, and wealth management. Our mission is to empower you to make smart financial decisions
  • Engage with us in other related ways, including any sales, marketing, or events
 

Questions or concerns? Reading this Privacy Notice will help you understand your privacy rights and choices. We are responsible for making decisions about how your personal information is processed. If you do not agree with our policies and practices, please do not use our Services. If you still have any questions or concerns, please contact us at hello.info@aum.live.

Summary of the Privacy Notice:

 
  1. What personal information do we process? When you visit, use, or navigate our Services, we may process personal information depending on how you interact with us and the Services, the choices you make, and the products and features you use.
  2. Do we process any sensitive personal information? Some of the information may be considered “special” or “sensitive” in certain jurisdictions, for example your racial or ethnic ongins, sexual orientation, and religious beliefs We do not process sensitive personal information.
  3. Do we collect any information from third parties? We do not collect any information from third parties.
  4. How do we process your information? We process your information to provide, improve, and administer our Services, communicate with you for security and fraud preverition and to comply with law. We may also process your information for other purposes with your consent. We process your information only when we have a vald legal reason to do so.
  5. How do we keep your information safe? We have adequate organizational and technical processes and procedures in place to protect your personal information. However, no electronic transmission over the internet or information storage technology can be guaranteed to be 100% secure, so we cannot promise or guarantee that hackers, cybercriminals, or other unauthorized third parties will not be able to defeat our security and improperly collect, access, steal, or modify your information.
  6. What are your rights? Depending on where you are located geographically, the applicable privacy law may mean you have certain rights regarding your personal information.
  7. How do you exercise your rights? The easiest way to exercise your rights is by visiting us. We will consider and act upon any request in accordance with applicable data protection laws.

What personal information do we process?

Personal information you disclose to us.

In Short: We collect personal information that you provide to us.

We collect personal information that you voluntarily provide to us when you express an interest in obtaining information about us or our products and Services, when you participate in activities on the Services, or otherwise when you contact us.

Personal Information Provided by You. The personal information that we collect depends on the context of your interactions with us and the Services, the choices you make, and the products and features you use. The personal information we collect may include the following:

  • Names
  • Phone Numbers
  • Email ID

Sensitive Information. We do not process sensitive information.

All personal information that you provide to us must be true, complete, and accurate, and you must notify us of any changes to such personal information.

Do we process any sensitive personal information?

In Short: We process your information to provide, improve, and administer our Services, communicate with you, for security and fraud prevention, and to comply with law. We process the personal information for the following purposes listed below. We may also process your information for other purposes only with your prior explicit consent.

We process your personal information for a variety of reasons, depending on how you interact with our Services, including:

To deliver and facilitate delivery of services to the user. We may process your information to provide you with the requested service.

To enable user-to-user communications. We may process your information if you choose to use any of our offerings that allow for communication with another user.

To protect our Services. We may process your information as part of our efforts to keep our Services safe and secure, including fraud monitoring and prevention.

What are your Privacy Rights?

In Short: In some regions, such as Canada, you have rights that allow you greater access to and control over your personal information. You may review, change, or terminate your account at any time, depending on your country, province, or state of residence.

In some regions (like Canada), you have certain rights under applicable data protection laws.

These may include the right:

(i) to request access and obtain a copy of your personal information

(ii) to request rectification or erasure

(iii) to restrict the processing of your personal information

(iv) if applicable, to data portability

(v) not to be subject to automated decision-making. If a decision that produces legal or similarly significant effects is made solely by automated means, we will inform you, explain the main factors, and offer a simple way to request human review. In certain circumstances, you may also have the right to object to the processing of your personal information.

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